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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,930 | $115,903-55.2% | $100,528-48.3% | $158,966-67.3% |
| Participation rate | 60.0% | 81.6%-21.6pp | 79.4%-19.4pp | 82.0%-22.0pp |
| Annual return | 16.96% | 34.80%-17.8pp | 30.90%-13.9pp | 302.95%-286.0pp |
| Employer contribution / active EE | $1,005 | $4,105-75.5% | $3,419-70.6% | $4,762-78.9% |
| Participant deferral / active EE | $8,835 | $6,677+32.3% | $6,271+40.9% | $5,983+47.7% |
| Admin fee / account holder | $3,842 | $11,000-65.1% | $8,084-52.5% | $11,250-65.9% |