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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,985 | $201,344-12.6% | $184,243-4.5% | $145,877+20.6% |
| Participation rate | 70.0% | 87.5%-17.5pp | 86.8%-16.8pp | 80.3%-10.3pp |
| Annual return | 11.46% | 29.01%-17.5pp | 28.82%-17.4pp | 551.28%-539.8pp |
| Employer contribution / active EE | $537 | $7,022-92.4% | $6,427-91.6% | $4,663-88.5% |
| Participant deferral / active EE | $15,060 | $9,807+53.6% | $9,132+64.9% | $6,691+125.1% |
| Admin fee / account holder | $17,932 | $16,382+9.5% | $13,914+28.9% | $13,402+33.8% |