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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,895 | $156,970+54.1% | $121,210+99.6% | $139,487+73.4% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 563.68% | 1477.10%-913.4pp | 987.41%-423.7pp | 373.84%+189.8pp |
| Employer contribution / active EE | $30,724 | $5,546+454.0% | $4,171+636.6% | $4,755+546.2% |
| Participant deferral / active EE | $11,250 | $4,849+132.0% | $4,084+175.5% | $6,713+67.6% |
| Admin fee / account holder | $12,337 | $6,947+77.6% | $5,647+118.5% | $11,407+8.1% |