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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,226 | $67,606-64.2% | $82,313-70.6% | $70,124-65.5% |
| Participation rate | 91.9% | 72.8%+19.1pp | 76.9%+15.0pp | 69.5%+22.4pp |
| Annual return | 16.10% | 21.57%-5.5pp | 25.88%-9.8pp | 73.14%-57.0pp |
| Employer contribution / active EE | $1,227 | $1,755-30.1% | $2,428-49.5% | $2,342-47.6% |
| Participant deferral / active EE | $2,928 | $2,987-2.0% | $3,706-21.0% | $3,332-12.1% |
| Admin fee / account holder | $11,976 | $4,512+165.4% | $5,608+113.6% | $4,645+157.8% |