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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,154 | $226,105-95.5% | $182,540-94.4% | $152,897-93.4% |
| Participation rate | 95.2% | 82.5%+12.8pp | 78.0%+17.3pp | 82.5%+12.8pp |
| Annual return | 23.71% | 192.58%-168.9pp | 148.58%-124.9pp | 345.43%-321.7pp |
| Employer contribution / active EE | $2,216 | $4,978-55.5% | $4,076-45.6% | $4,764-53.5% |
| Participant deferral / active EE | $2,128 | $6,370-66.6% | $5,525-61.5% | $5,851-63.6% |
| Admin fee / account holder | $1,875 | $10,706-82.5% | $8,593-78.2% | $11,599-83.8% |