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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Securities brokerage | $2,375 |
FINANCIAL DECISIONS4+ years Service code 13 · EIN 68-0236865 | Contract Administrator | $2,056 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,236 | $202,342-22.3% | $172,752-9.0% | $152,897+2.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | -4.18% | 1029.83%-1034.0pp | 802.97%-807.2pp | 345.43%-349.6pp |
| Employer contribution / active EE | $10,218 | $5,858+74.4% | $5,144+98.6% | $4,764+114.5% |
| Participant deferral / active EE | $4,186 | $5,948-29.6% | $5,198-19.5% | $5,851-28.5% |
| Admin fee / account holder | $6,635 | $17,111-61.2% | $13,955-52.5% | $11,599-42.8% |