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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,331 | $29,733-28.3% | $56,025-61.9% | $80,959-73.7% |
| Participation rate | 26.7% | 41.7%-15.1pp | 52.5%-25.8pp | 67.7%-41.0pp |
| Annual return | 13.01% | 35.28%-22.3pp | 1712.69%-1699.7pp | 35.67%-22.7pp |
| Employer contribution / active EE | $764 | $672+13.7% | $1,042-26.7% | $2,757-72.3% |
| Participant deferral / active EE | $1,062 | $1,229-13.7% | $1,955-45.7% | $4,300-75.3% |
| Admin fee / account holder | $3,137 | $2,434+28.9% | $2,828+10.9% | $6,925-54.7% |