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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,379 | $88,707-82.7% | $74,184-79.3% | $273,972-94.4% |
| Participation rate | 84.6% | 79.4%+5.2pp | 76.6%+8.0pp | 83.0%+1.6pp |
| Annual return | 32.17% | 11.94%+20.2pp | 17.74%+14.4pp | 41.46%-9.3pp |
| Employer contribution / active EE | $1,256 | $3,159-60.3% | $2,370-47.0% | $4,869-74.2% |
| Participant deferral / active EE | $2,459 | $4,212-41.6% | $3,550-30.7% | $5,287-53.5% |
| Admin fee / account holder | $340 | $8,717-96.1% | $5,586-93.9% | $10,133-96.6% |