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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,233 | $117,829-37.8% | $102,423-28.5% | $145,877-49.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 26.26% | 31.83%-5.6pp | 29.42%-3.2pp | 551.28%-525.0pp |
| Employer contribution / active EE | $20,066 | $3,615+455.1% | $3,023+563.8% | $4,663+330.3% |
| Participant deferral / active EE | $5,000 | $5,732-12.8% | $5,054-1.1% | $6,691-25.3% |
| Admin fee / account holder | $1,132 | $13,335-91.5% | $9,455-88.0% | $13,402-91.6% |