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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,001 | $197,637-41.3% | $177,848-34.8% | $158,982-27.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 24.06% | 58.77%-34.7pp | 48.33%-24.3pp | 302.99%-278.9pp |
| Employer contribution / active EE | $11,193 | $6,698+67.1% | $5,919+89.1% | $4,763+135.0% |
| Participant deferral / active EE | $10,137 | $8,405+20.6% | $7,714+31.4% | $5,983+69.4% |
| Admin fee / account holder | $393 | $15,406-97.5% | $12,431-96.8% | $11,252-96.5% |