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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,653 | $106,247-93.7% | $96,515-93.1% | $139,466-95.2% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 0.00% | 38.47%-38.5pp | 35.73%-35.7pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,767 | $4,106-57.0% | $3,740-52.7% | $4,754-62.8% |
| Participant deferral / active EE | $4,790 | $5,456-12.2% | $4,880-1.8% | $6,712-28.6% |
| Admin fee / account holder | $527 | $7,885-93.3% | $6,735-92.2% | $11,409-95.4% |