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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,753 | $160,040-82.7% | $147,096-81.1% | $145,877-81.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.16% | 98.49%-80.3pp | 419.75%-401.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $2,645 | $5,289-50.0% | $4,936-46.4% | $4,663-43.3% |
| Participant deferral / active EE | $7,495 | $8,429-11.1% | $8,071-7.1% | $6,691+12.0% |
| Admin fee / account holder | $1,193 | $15,050-92.1% | $13,005-90.8% | $13,402-91.1% |