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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,030 | $165,381-95.7% | $149,730-95.3% | $158,966-95.6% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 16.90% | 348.29%-331.4pp | 276.70%-259.8pp | 302.95%-286.1pp |
| Employer contribution / active EE | $1,820 | $5,104-64.3% | $4,645-60.8% | $4,762-61.8% |
| Participant deferral / active EE | $5,296 | $7,182-26.3% | $6,843-22.6% | $5,983-11.5% |
| Admin fee / account holder | $4,074 | $10,809-62.3% | $9,310-56.2% | $11,250-63.8% |