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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,933 | $25,979-77.2% | $71,778-91.7% | $68,490-91.3% |
| Participation rate | 64.0% | 54.5%+9.5pp | 62.3%+1.7pp | 67.9%-3.9pp |
| Annual return | 0.00% | -15.10%+15.1pp | 9.15%-9.2pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,180 | $900+31.0% | $1,704-30.8% | $2,597-54.6% |
| Participant deferral / active EE | $3,116 | $1,522+104.7% | $2,656+17.3% | $4,028-22.6% |
| Admin fee / account holder | $165 | $2,022-91.9% | $3,974-95.9% | $5,403-97.0% |