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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,143 | $107,368-71.0% | $92,915-66.5% | $152,909-79.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.52% | 145.64%-122.1pp | 109.45%-85.9pp | 345.46%-321.9pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,856 | $4,848+0.2% | $4,238+14.6% | $5,851-17.0% |
| Admin fee / account holder | $2,264 | $7,082-68.0% | $5,796-60.9% | $11,601-80.5% |