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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,605 | $86,288-75.0% | $111,306-80.6% | $85,851-74.8% |
| Participation rate | 97.8% | 73.3%+24.4pp | 77.3%+20.5pp | 69.3%+28.5pp |
| Annual return | 0.00% | 19.99%-20.0pp | 54.67%-54.7pp | 318.63%-318.6pp |
| Employer contribution / active EE | $2,426 | $2,044+18.7% | $2,732-11.2% | $2,565-5.4% |
| Participant deferral / active EE | $590 | $3,641-83.8% | $4,488-86.9% | $3,952-85.1% |
| Admin fee / account holder | $9,217 | $8,189+12.5% | $7,966+15.7% | $6,261+47.2% |