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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,162 | $73,848-67.3% | $143,799-83.2% | $68,486-64.7% |
| Participation rate | 77.8% | 66.7%+11.1pp | 80.3%-2.5pp | 67.9%+9.9pp |
| Annual return | -20.75% | 0.91%-21.7pp | -0.04%-20.7pp | -7.85%-12.9pp |
| Employer contribution / active EE | $4,174 | $3,184+31.1% | $4,952-15.7% | $2,597+60.8% |
| Participant deferral / active EE | $2,011 | $3,385-40.6% | $5,638-64.3% | $4,028-50.1% |
| Admin fee / account holder | $611 | $5,755-89.4% | $14,677-95.8% | $5,404-88.7% |