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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,552 | $197,625+104.2% | $177,840+126.9% | $158,966+153.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 25.87% | 58.76%-32.9pp | 48.32%-22.5pp | 302.95%-277.1pp |
| Employer contribution / active EE | $20,370 | $6,698+204.1% | $5,919+244.2% | $4,762+327.7% |
| Participant deferral / active EE | $16,293 | $8,405+93.9% | $7,714+111.2% | $5,983+172.3% |
| Admin fee / account holder | $3,698 | $15,405-76.0% | $12,431-70.3% | $11,250-67.1% |