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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,965 | $160,028-78.8% | $147,080-76.9% | $145,884-76.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.42% | 98.60%-85.2pp | 420.17%-406.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $4,987 | $5,286-5.7% | $4,933+1.1% | $4,662+7.0% |
| Participant deferral / active EE | $8,854 | $8,422+5.1% | $8,066+9.8% | $6,690+32.4% |
| Admin fee / account holder | $388 | $15,030-97.4% | $12,989-97.0% | $13,392-97.1% |