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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,247 | $65,434-96.6% | $98,483-97.7% | $85,847-97.4% |
| Participation rate | 42.4% | 65.0%-22.7pp | 73.3%-31.0pp | 69.3%-27.0pp |
| Annual return | 0.00% | 21.75%-21.8pp | 1494.38%-1494.4pp | 318.61%-318.6pp |
| Employer contribution / active EE | $488 | $2,169-77.5% | $2,961-83.5% | $2,565-81.0% |
| Participant deferral / active EE | $1,152 | $3,168-63.6% | $4,276-73.1% | $3,952-70.9% |
| Admin fee / account holder | $151 | $4,595-96.7% | $5,953-97.5% | $6,261-97.6% |