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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,165 | $138,076+165.2% | $123,553+196.4% | $135,380+170.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.63% | 153.70%-162.3pp | 119.21%-127.8pp | 519.81%-528.4pp |
| Employer contribution / active EE | $5,581 | $5,152+8.3% | $4,628+20.6% | $4,779+16.8% |
| Participant deferral / active EE | $14,723 | $6,800+116.5% | $6,426+129.1% | $5,609+162.5% |
| Admin fee / account holder | $3,563 | $10,917-67.4% | $9,284-61.6% | $10,828-67.1% |