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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,345 | $124,346-68.4% | $111,308-64.7% | $167,536-76.5% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.7pp | 82.1%-15.4pp |
| Annual return | 19.42% | 37.45%-18.0pp | 54.67%-35.2pp | 478.82%-459.4pp |
| Employer contribution / active EE | $1,055 | $3,437-69.3% | $2,732-61.4% | $4,839-78.2% |
| Participant deferral / active EE | $7,444 | $5,182+43.7% | $4,487+65.9% | $6,342+17.4% |
| Admin fee / account holder | $336 | $10,621-96.8% | $7,965-95.8% | $12,315-97.3% |