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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,291 | $124,425+2.3% | $112,040+13.6% | $137,256-7.3% |
| Participation rate | 40.0% | 79.3%-39.3pp | 76.5%-36.5pp | 80.0%-40.0pp |
| Annual return | 21.64% | 24.72%-3.1pp | 24.52%-2.9pp | 220.34%-198.7pp |
| Employer contribution / active EE | $910 | $3,411-73.3% | $2,954-69.2% | $4,156-78.1% |
| Participant deferral / active EE | $5,528 | $5,718-3.3% | $5,098+8.4% | $6,407-13.7% |
| Admin fee / account holder | $791 | $15,207-94.8% | $12,098-93.5% | $12,270-93.6% |