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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,060 | $117,895-20.2% | $102,460-8.2% | $145,897-35.5% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 26.69% | 31.92%-5.2pp | 29.47%-2.8pp | 552.29%-525.6pp |
| Employer contribution / active EE | $1,159 | $3,619-68.0% | $3,025-61.7% | $4,663-75.2% |
| Participant deferral / active EE | $7,600 | $5,736+32.5% | $5,056+50.3% | $6,689+13.6% |
| Admin fee / account holder | $2,275 | $13,353-83.0% | $9,460-75.9% | $13,390-83.0% |