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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,374 | $88,815-73.7% | $81,882-71.5% | $145,897-84.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.70% | 1033.75%-1021.0pp | 779.47%-766.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $11,741 | $3,086+280.4% | $2,916+302.6% | $4,663+151.8% |
| Participant deferral / active EE | $29,925 | $4,647+543.9% | $4,323+592.2% | $6,689+347.4% |
| Admin fee / account holder | $2,987 | $8,434-64.6% | $7,360-59.4% | $13,390-77.7% |