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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,374 | $88,710-73.7% | $81,783-71.4% | $145,959-84.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.70% | 1027.26%-1014.6pp | 775.05%-762.3pp | 561.95%-549.2pp |
| Employer contribution / active EE | $11,741 | $3,083+280.8% | $2,913+303.1% | $4,661+151.9% |
| Participant deferral / active EE | $29,925 | $4,645+544.3% | $4,320+592.7% | $6,689+347.4% |
| Admin fee / account holder | $2,987 | $8,407-64.5% | $7,380-59.5% | $13,398-77.7% |