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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,675 | $108,285+82.6% | $77,552+154.9% | $158,982+24.3% |
| Participation rate | 40.0% | 64.4%-24.4pp | 54.2%-14.2pp | 82.0%-42.0pp |
| Annual return | 33.21% | 31.69%+1.5pp | 54.82%-21.6pp | 302.99%-269.8pp |
| Employer contribution / active EE | $1,104 | $1,325-16.7% | $987+11.9% | $4,763-76.8% |
| Participant deferral / active EE | $10,400 | $2,455+323.6% | $1,861+458.9% | $5,983+73.8% |
| Admin fee / account holder | $2,276 | $3,709-38.6% | $2,859-20.4% | $11,252-79.8% |