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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,135 | $160,040+186.9% | $147,096+212.1% | $145,877+214.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.94% | 98.49%-74.6pp | 419.75%-395.8pp | 551.28%-527.3pp |
| Employer contribution / active EE | $23,690 | $5,289+347.9% | $4,936+380.0% | $4,663+408.0% |
| Participant deferral / active EE | $24,197 | $8,429+187.1% | $8,071+199.8% | $6,691+261.7% |
| Admin fee / account holder | $49,025 | $15,050+225.7% | $13,005+277.0% | $13,402+265.8% |