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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,135 | $160,070+186.8% | $147,117+212.1% | $145,897+214.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.94% | 98.69%-74.7pp | 420.54%-396.6pp | 552.29%-528.3pp |
| Employer contribution / active EE | $23,690 | $5,285+348.3% | $4,932+380.3% | $4,663+408.1% |
| Participant deferral / active EE | $24,197 | $8,419+187.4% | $8,065+200.0% | $6,689+261.7% |
| Admin fee / account holder | $49,025 | $15,035+226.1% | $12,993+277.3% | $13,390+266.1% |