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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,135 | $159,934+187.1% | $147,005+212.3% | $145,959+214.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.94% | 98.24%-74.3pp | 418.76%-394.8pp | 561.95%-538.0pp |
| Employer contribution / active EE | $23,690 | $5,287+348.1% | $4,934+380.1% | $4,661+408.3% |
| Participant deferral / active EE | $24,197 | $8,427+187.1% | $8,070+199.8% | $6,689+261.8% |
| Admin fee / account holder | $49,025 | $15,053+225.7% | $13,006+276.9% | $13,398+265.9% |