Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,873 | $54,757-94.8% | $90,304-96.8% | $72,975-96.1% |
| Participation rate | 13.6% | 65.2%-51.5pp | 73.3%-59.6pp | 69.5%-55.9pp |
| Annual return | 5.98% | 30.63%-24.7pp | 78.13%-72.2pp | 81.01%-75.0pp |
| Employer contribution / active EE | $0 | $2,093-100.0% | $2,855-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $124 | $2,887-95.7% | $3,885-96.8% | $3,608-96.6% |
| Admin fee / account holder | $375 | $3,973-90.6% | $5,354-93.0% | $5,124-92.7% |