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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,740 | $96,678-92.0% | $86,640-91.1% | $139,466-94.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.45% | 106.69%-88.2pp | 592.52%-574.1pp | 373.66%-355.2pp |
| Employer contribution / active EE | $1,955 | $3,265-40.1% | $3,024-35.4% | $4,754-58.9% |
| Participant deferral / active EE | $2,270 | $4,837-53.1% | $4,438-48.9% | $6,712-66.2% |
| Admin fee / account holder | $1,540 | $6,410-76.0% | $5,616-72.6% | $11,409-86.5% |