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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,730 | $177,353-82.1% | $158,226-79.9% | $198,609-84.0% |
| Participation rate | 85.7% | 77.0%+8.7pp | 74.8%+10.9pp | 82.4%+3.3pp |
| Annual return | 9.66% | 599.50%-589.8pp | 501.41%-491.8pp | 202.70%-193.0pp |
| Employer contribution / active EE | $1,639 | $3,239-49.4% | $2,986-45.1% | $5,055-67.6% |
| Participant deferral / active EE | $3,320 | $4,615-28.1% | $4,317-23.1% | $6,977-52.4% |
| Admin fee / account holder | $8,120 | $10,960-25.9% | $10,217-20.5% | $19,030-57.3% |