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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,222 | $226,135-61.4% | $182,558-52.2% | $152,909-43.0% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 25.65% | 192.60%-167.0pp | 148.59%-122.9pp | 345.46%-319.8pp |
| Employer contribution / active EE | $3,643 | $4,979-26.8% | $4,076-10.6% | $4,764-23.5% |
| Participant deferral / active EE | $7,233 | $6,371+13.5% | $5,526+30.9% | $5,851+23.6% |
| Admin fee / account holder | $0 | $10,707-100.0% | $8,594-100.0% | $11,601-100.0% |