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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,783 | $125,190+26.0% | $105,624+49.4% | $145,897+8.1% |
| Participation rate | 92.9% | 77.6%+15.2pp | 75.3%+17.6pp | 80.3%+12.6pp |
| Annual return | 13.32% | 225.22%-211.9pp | 116.20%-102.9pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,689 | $3,720-54.6% | $3,168-46.7% | $4,663-63.8% |
| Participant deferral / active EE | $3,003 | $5,716-47.5% | $5,013-40.1% | $6,689-55.1% |
| Admin fee / account holder | $1,528 | $17,138-91.1% | $10,961-86.1% | $13,390-88.6% |