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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,783 | $126,519+24.7% | $106,201+48.6% | $145,959+8.1% |
| Participation rate | 92.9% | 77.7%+15.2pp | 75.3%+17.6pp | 80.3%+12.6pp |
| Annual return | 13.32% | 225.10%-211.8pp | 116.26%-102.9pp | 561.95%-548.6pp |
| Employer contribution / active EE | $1,689 | $3,726-54.7% | $3,170-46.7% | $4,661-63.8% |
| Participant deferral / active EE | $3,003 | $5,716-47.5% | $5,012-40.1% | $6,689-55.1% |
| Admin fee / account holder | $1,528 | $17,312-91.2% | $11,039-86.2% | $13,398-88.6% |