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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,186 | $148,629-70.9% | $135,982-68.2% | $139,487-69.0% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 13.38% | 79.33%-65.9pp | 68.32%-54.9pp | 373.84%-360.5pp |
| Employer contribution / active EE | $4,151 | $5,247-20.9% | $4,859-14.6% | $4,755-12.7% |
| Participant deferral / active EE | $6,605 | $8,102-18.5% | $7,760-14.9% | $6,713-1.6% |
| Admin fee / account holder | $3,077 | $12,406-75.2% | $10,767-71.4% | $11,407-73.0% |