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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,286 | $202,342-87.5% | $172,753-85.4% | $152,909-83.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.60% | 1029.88%-1013.3pp | 803.00%-786.4pp | 345.46%-328.9pp |
| Employer contribution / active EE | $5,484 | $5,857-6.4% | $5,144+6.6% | $4,764+15.1% |
| Participant deferral / active EE | $3,678 | $5,948-38.2% | $5,198-29.2% | $5,851-37.2% |
| Admin fee / account holder | $1,456 | $17,112-91.5% | $13,956-89.6% | $11,601-87.4% |