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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,136 | $86,050-80.1% | $189,758-91.0% | $94,015-81.8% |
| Participation rate | 34.4% | 68.9%-34.5pp | 79.8%-45.4pp | 70.8%-36.4pp |
| Annual return | 16.47% | 17.77%-1.3pp | 52.62%-36.2pp | 17.84%-1.4pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,836 | $3,349-45.2% | $5,856-68.7% | $4,249-56.8% |
| Admin fee / account holder | $380 | $6,627-94.3% | $20,388-98.1% | $8,951-95.8% |