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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,978 | $138,385+83.5% | $184,243+37.8% | $80,925+213.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 12.56% | 20.02%-7.5pp | 28.82%-16.3pp | 35.65%-23.1pp |
| Employer contribution / active EE | $12,477 | $4,851+157.2% | $6,427+94.1% | $2,756+352.7% |
| Participant deferral / active EE | $12,708 | $7,075+79.6% | $9,132+39.2% | $4,299+195.6% |
| Admin fee / account holder | $2,971 | $10,489-71.7% | $13,914-78.6% | $6,940-57.2% |