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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,957 | $198,457-82.9% | $170,435-80.1% | $147,586-77.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.84% | 257.30%-248.5pp | 205.94%-197.1pp | 578.59%-569.7pp |
| Employer contribution / active EE | $9,669 | $6,183+56.4% | $5,432+78.0% | $4,876+98.3% |
| Participant deferral / active EE | $4,915 | $5,629-12.7% | $4,939-0.5% | $5,439-9.6% |
| Admin fee / account holder | $10,190 | $16,852-39.5% | $13,881-26.6% | $10,886-6.4% |