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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,056 | $118,875-71.4% | $96,572-64.7% | $167,553-79.7% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.8%+5.2pp | 82.1%-7.1pp |
| Annual return | 9.96% | 50.50%-40.5pp | 37.79%-27.8pp | 478.89%-468.9pp |
| Employer contribution / active EE | $394 | $3,121-87.4% | $2,357-83.3% | $4,840-91.9% |
| Participant deferral / active EE | $1,969 | $4,617-57.3% | $3,850-48.8% | $6,343-69.0% |
| Admin fee / account holder | $9,478 | $8,070+17.5% | $6,183+53.3% | $12,316-23.0% |