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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,678 | $102,429-24.2% | $147,096-47.2% | $80,925-4.0% |
| Participation rate | 90.5% | 75.9%+14.7pp | 82.2%+8.4pp | 67.7%+22.9pp |
| Annual return | 14.11% | 135.02%-120.9pp | 419.75%-405.6pp | 35.65%-21.5pp |
| Employer contribution / active EE | $2,587 | $3,716-30.4% | $4,936-47.6% | $2,756-6.1% |
| Participant deferral / active EE | $7,084 | $6,649+6.6% | $8,071-12.2% | $4,299+64.8% |
| Admin fee / account holder | $8,559 | $7,957+7.6% | $13,005-34.2% | $6,940+23.3% |