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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,678 | $102,422-24.2% | $147,117-47.2% | $80,959-4.1% |
| Participation rate | 90.5% | 75.9%+14.7pp | 82.2%+8.4pp | 67.7%+22.9pp |
| Annual return | 14.11% | 135.16%-121.1pp | 420.54%-406.4pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,587 | $3,717-30.4% | $4,932-47.5% | $2,757-6.2% |
| Participant deferral / active EE | $7,084 | $6,652+6.5% | $8,065-12.2% | $4,300+64.7% |
| Admin fee / account holder | $8,559 | $7,953+7.6% | $12,993-34.1% | $6,925+23.6% |