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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,588 | $27,639+14.3% | $61,501-48.6% | $68,490-53.9% |
| Participation rate | 8.6% | 39.5%-30.9pp | 52.6%-44.0pp | 67.9%-59.3pp |
| Annual return | -15.29% | -13.19%-2.1pp | 339.04%-354.3pp | -7.85%-7.4pp |
| Employer contribution / active EE | $483 | $696-30.6% | $1,160-58.4% | $2,597-81.4% |
| Participant deferral / active EE | $521 | $1,264-58.8% | $2,125-75.5% | $4,028-87.1% |
| Admin fee / account holder | $3,288 | $2,012+63.4% | $2,132+54.2% | $5,403-39.1% |