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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,665 | $138,076+119.2% | $123,553+145.0% | $135,380+123.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.45% | 153.70%-166.2pp | 119.21%-131.7pp | 519.81%-532.3pp |
| Employer contribution / active EE | $1,722 | $5,152-66.6% | $4,628-62.8% | $4,779-64.0% |
| Participant deferral / active EE | $9,400 | $6,800+38.2% | $6,426+46.3% | $5,609+67.6% |
| Admin fee / account holder | $4,332 | $10,917-60.3% | $9,284-53.3% | $10,828-60.0% |