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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,020 | $138,076+107.1% | $123,553+131.5% | $135,380+111.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.11% | 153.70%-163.8pp | 119.21%-129.3pp | 519.81%-529.9pp |
| Employer contribution / active EE | $26,475 | $5,152+413.9% | $4,628+472.1% | $4,779+454.0% |
| Participant deferral / active EE | $14,967 | $6,800+120.1% | $6,426+132.9% | $5,609+166.8% |
| Admin fee / account holder | $1,594 | $10,917-85.4% | $9,284-82.8% | $10,828-85.3% |