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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,128 | $165,381-71.5% | $149,730-68.5% | $158,966-70.4% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -78.23% | 348.29%-426.5pp | 276.70%-354.9pp | 302.95%-381.2pp |
| Employer contribution / active EE | $2,885 | $5,104-43.5% | $4,645-37.9% | $4,762-39.4% |
| Participant deferral / active EE | $12,681 | $7,182+76.6% | $6,843+85.3% | $5,983+111.9% |
| Admin fee / account holder | $111,065 | $10,809+927.5% | $9,310+1092.9% | $11,250+887.2% |