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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,257 | $183,592-83.0% | $155,574-79.9% | $145,877-78.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.03% | 61.37%-42.3pp | 64.87%-45.8pp | 551.28%-532.3pp |
| Employer contribution / active EE | $3,176 | $5,317-40.3% | $4,676-32.1% | $4,663-31.9% |
| Participant deferral / active EE | $8,085 | $6,466+25.0% | $5,629+43.6% | $6,691+20.8% |
| Admin fee / account holder | $905 | $19,316-95.3% | $15,914-94.3% | $13,402-93.2% |