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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,636 | $81,476+66.5% | $102,383+32.5% | $80,925+67.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 13.27% | 25.59%-12.3pp | 24.94%-11.7pp | 35.65%-22.4pp |
| Employer contribution / active EE | $10,287 | $3,105+231.4% | $3,870+165.8% | $2,756+273.2% |
| Participant deferral / active EE | $12,564 | $3,871+224.6% | $5,060+148.3% | $4,299+192.3% |
| Admin fee / account holder | $6,385 | $6,717-4.9% | $8,391-23.9% | $6,940-8.0% |