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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,033 | $175,259-46.3% | $149,723-37.2% | $139,487-32.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 13.58% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.3pp |
| Employer contribution / active EE | $5,354 | $5,478-2.3% | $4,821+11.0% | $4,755+12.6% |
| Participant deferral / active EE | $30,000 | $6,522+360.0% | $5,682+427.9% | $6,713+346.9% |
| Admin fee / account holder | $85,053 | $16,158+426.4% | $13,215+543.6% | $11,407+645.6% |