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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,882 | $72,273-65.6% | $101,275-75.4% | $79,856-68.8% |
| Participation rate | 60.4% | 68.5%-8.0pp | 75.8%-15.4pp | 69.6%-9.2pp |
| Annual return | 19.62% | 22.30%-2.7pp | 46.48%-26.9pp | 31.71%-12.1pp |
| Employer contribution / active EE | $1,103 | $2,691-59.0% | $3,660-69.9% | $2,471-55.4% |
| Participant deferral / active EE | $2,855 | $3,282-13.0% | $4,371-34.7% | $3,741-23.7% |
| Admin fee / account holder | $1,138 | $4,401-74.1% | $5,948-80.9% | $5,306-78.6% |