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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,534 | $95,917-82.8% | $79,583-79.2% | $134,545-87.7% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -13.28% | -2.70%-10.6pp | 0.16%-13.4pp | 418.37%-431.6pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,414-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,324 | $4,694-29.2% | $3,986-16.6% | $6,401-48.1% |
| Admin fee / account holder | $1,422 | $9,132-84.4% | $6,835-79.2% | $11,431-87.6% |