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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,022 | $185,312+56.5% | $161,489+79.6% | $154,746+87.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.37% | 103.84%-89.5pp | 89.72%-75.4pp | 172.34%-158.0pp |
| Employer contribution / active EE | $3,597 | $4,769-24.6% | $4,268-15.7% | $4,379-17.9% |
| Participant deferral / active EE | $12,535 | $6,350+97.4% | $5,630+122.7% | $6,730+86.2% |
| Admin fee / account holder | $2,451 | $18,654-86.9% | $16,006-84.7% | $14,365-82.9% |